Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. AI Tools Changing Retiree Entrepreneurship The impact that Artificial Intelligence (AI) tools can have on retirees with a consulting or small business venture. Surprises Making the most of surprises is a great reason to work with us.